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This value fund delivers 95% return in 1 year. What next?
Is it that time of the year when you have kicked yourself for not investing in stocks or not investing enough? Well, here's more.

Vipin Khandelwal
May 4, 20243 min read


I don’t need Investment Advice
Remember : Never ask a barber if you need a hair cut. 3 views on Investment Advice View # 1 – It’s worth nothing. I can invest my own...

Vipin Khandelwal
Mar 22, 20243 min read
![[Jan 2024] What’s the market telling us now?](https://static.wixstatic.com/media/6c4bd6_ecb84affc61c4730a561f79ec0e5114e~mv2.png/v1/fill/w_333,h_250,fp_0.50_0.50,q_35,blur_30,enc_avif,quality_auto/6c4bd6_ecb84affc61c4730a561f79ec0e5114e~mv2.webp)
![[Jan 2024] What’s the market telling us now?](https://static.wixstatic.com/media/6c4bd6_ecb84affc61c4730a561f79ec0e5114e~mv2.png/v1/fill/w_474,h_356,fp_0.50_0.50,q_95,enc_avif,quality_auto/6c4bd6_ecb84affc61c4730a561f79ec0e5114e~mv2.webp)
[Jan 2024] What’s the market telling us now?
What is the market telling us to do now? Buy, Sell or Hold. Let's find out using some data and basic models.

Vipin Khandelwal
Jan 6, 20243 min read
![[Calculator] Which house can I afford with a loan?](https://static.wixstatic.com/media/6c4bd6_8fa787a7c231479abe8df6fce1ad9bc3~mv2.jpg/v1/fill/w_333,h_250,fp_0.50_0.50,q_30,blur_30,enc_avif,quality_auto/6c4bd6_8fa787a7c231479abe8df6fce1ad9bc3~mv2.webp)
![[Calculator] Which house can I afford with a loan?](https://static.wixstatic.com/media/6c4bd6_8fa787a7c231479abe8df6fce1ad9bc3~mv2.jpg/v1/fill/w_474,h_356,fp_0.50_0.50,q_90,enc_avif,quality_auto/6c4bd6_8fa787a7c231479abe8df6fce1ad9bc3~mv2.webp)
[Calculator] Which house can I afford with a loan?
How large a home can you afford? Here's a quick calculator to help you know what home budget you should keep in mind.

Vipin Khandelwal
Dec 23, 20233 min read


Markets High, Confidence Low
Amey Kulkarni, one of the finest investors and thinkers, on how he sees the current market and what approach is good for investors.

Vipin Khandelwal
Sep 17, 202311 min read


The Road to Financial Freedom
When can you be financially free? Well, there is a nifty tool now to help you find out.

Vipin Khandelwal
Aug 23, 20232 min read
![[Risk-adjusted] The LightHouse Newsletter – August 2023](https://static.wixstatic.com/media/6c4bd6_7294aefd3e4646d2850e39760e569317~mv2.jpeg/v1/fill/w_333,h_250,fp_0.50_0.50,q_30,blur_30,enc_avif,quality_auto/6c4bd6_7294aefd3e4646d2850e39760e569317~mv2.webp)
![[Risk-adjusted] The LightHouse Newsletter – August 2023](https://static.wixstatic.com/media/6c4bd6_7294aefd3e4646d2850e39760e569317~mv2.jpeg/v1/fill/w_474,h_356,fp_0.50_0.50,q_90,enc_avif,quality_auto/6c4bd6_7294aefd3e4646d2850e39760e569317~mv2.webp)
[Risk-adjusted] The LightHouse Newsletter – August 2023
Investors like to seek higher returns and use tools to help them identify such opportunities. But do those tools really work?

Vipin Khandelwal
Aug 4, 20231 min read


9 things investors should do as Stock Markets hit all time high
Stock markets and the individual stocks which constitute the markets are all hitting the highest highs. What should you do?

Vipin Khandelwal
Jul 17, 20234 min read
![[All Time Highs] The Lighthouse – July 2023 Edition](https://static.wixstatic.com/media/6c4bd6_dae6319987ee4e9f94e357a0a1bd6ec7~mv2.jpeg/v1/fill/w_333,h_250,fp_0.50_0.50,q_30,blur_30,enc_avif,quality_auto/6c4bd6_dae6319987ee4e9f94e357a0a1bd6ec7~mv2.webp)
![[All Time Highs] The Lighthouse – July 2023 Edition](https://static.wixstatic.com/media/6c4bd6_dae6319987ee4e9f94e357a0a1bd6ec7~mv2.jpeg/v1/fill/w_474,h_356,fp_0.50_0.50,q_90,enc_avif,quality_auto/6c4bd6_dae6319987ee4e9f94e357a0a1bd6ec7~mv2.webp)
[All Time Highs] The Lighthouse – July 2023 Edition
I know a large number of people sitting on the sidelines waiting for a correction to invest. They even pulled out the portfolio because...

Vipin Khandelwal
Jul 5, 20231 min read


On Portfolio Diversification – Even a Nobel Prize Winner failed to stick to his model
How to diversify your portfolio? Using complex models or using what works for you. An example of a Noble prize winner.

Vipin Khandelwal
Jun 28, 20232 min read
![[Wealth] Lighthouse – June 2023 Edition](https://static.wixstatic.com/media/6c4bd6_2834867230274ce2aa89a067e8d92330~mv2.jpeg/v1/fill/w_333,h_250,fp_0.50_0.50,q_30,blur_30,enc_avif,quality_auto/6c4bd6_2834867230274ce2aa89a067e8d92330~mv2.webp)
![[Wealth] Lighthouse – June 2023 Edition](https://static.wixstatic.com/media/6c4bd6_2834867230274ce2aa89a067e8d92330~mv2.jpeg/v1/fill/w_474,h_356,fp_0.50_0.50,q_90,enc_avif,quality_auto/6c4bd6_2834867230274ce2aa89a067e8d92330~mv2.webp)
[Wealth] Lighthouse – June 2023 Edition
Time is the most important determinant and influencer of wealth. It is what truly matters in the process.

Vipin Khandelwal
Jun 4, 20231 min read
![[Retirement] How much amount to withdraw via SWP?](https://static.wixstatic.com/media/6c4bd6_657558f0b31447e9b1f609012392ff07~mv2.jpg/v1/fill/w_333,h_250,fp_0.50_0.50,q_30,blur_30,enc_avif,quality_auto/6c4bd6_657558f0b31447e9b1f609012392ff07~mv2.webp)
![[Retirement] How much amount to withdraw via SWP?](https://static.wixstatic.com/media/6c4bd6_657558f0b31447e9b1f609012392ff07~mv2.jpg/v1/fill/w_474,h_356,fp_0.50_0.50,q_90,enc_avif,quality_auto/6c4bd6_657558f0b31447e9b1f609012392ff07~mv2.webp)
[Retirement] How much amount to withdraw via SWP?
SWP or systematic withdrawal plan is one of the preferred methods to generate retirement income from a portfolio. A case study of how much.

Vipin Khandelwal
May 25, 20232 min read
![[May 2023] What is the market telling us now?](https://static.wixstatic.com/media/6c4bd6_c2c6087c7b484c2c913ef4f941f8a2c4~mv2.jpeg/v1/fill/w_333,h_250,fp_0.50_0.50,q_30,blur_30,enc_avif,quality_auto/6c4bd6_c2c6087c7b484c2c913ef4f941f8a2c4~mv2.webp)
![[May 2023] What is the market telling us now?](https://static.wixstatic.com/media/6c4bd6_c2c6087c7b484c2c913ef4f941f8a2c4~mv2.jpeg/v1/fill/w_474,h_356,fp_0.50_0.50,q_90,enc_avif,quality_auto/6c4bd6_c2c6087c7b484c2c913ef4f941f8a2c4~mv2.webp)
[May 2023] What is the market telling us now?
As an investor, if you can manage your greed and fear, you can create a lot of wealth. What's the market saying?

Vipin Khandelwal
May 17, 20231 min read


Deposit Insurance – What happens if your bank fails?
What happens if your bank runs out of money? Are your deposits in the bank recoverable? There are limits.

Vipin Khandelwal
Apr 8, 20233 min read
![[Tax] Lighthouse – April 2023 Edition](https://static.wixstatic.com/media/6c4bd6_1e46853ceaf64088a2ef9b0c1f17f26a~mv2.jpeg/v1/fill/w_333,h_250,fp_0.50_0.50,q_30,blur_30,enc_avif,quality_auto/6c4bd6_1e46853ceaf64088a2ef9b0c1f17f26a~mv2.webp)
![[Tax] Lighthouse – April 2023 Edition](https://static.wixstatic.com/media/6c4bd6_1e46853ceaf64088a2ef9b0c1f17f26a~mv2.jpeg/v1/fill/w_474,h_356,fp_0.50_0.50,q_90,enc_avif,quality_auto/6c4bd6_1e46853ceaf64088a2ef9b0c1f17f26a~mv2.webp)
[Tax] Lighthouse – April 2023 Edition
This lighthouse edition let's find out what the market indicators are telling us to do along with the updated watchlists.

Vipin Khandelwal
Apr 6, 20231 min read
![[FAQs] Taxation on Debt Funds from April 2023](https://static.wixstatic.com/media/6c4bd6_3d3b69669e8e4eba91bb96e31d9e61b3~mv2.jpg/v1/fill/w_333,h_250,fp_0.50_0.50,q_30,blur_30,enc_avif,quality_auto/6c4bd6_3d3b69669e8e4eba91bb96e31d9e61b3~mv2.webp)
![[FAQs] Taxation on Debt Funds from April 2023](https://static.wixstatic.com/media/6c4bd6_3d3b69669e8e4eba91bb96e31d9e61b3~mv2.jpg/v1/fill/w_474,h_356,fp_0.50_0.50,q_90,enc_avif,quality_auto/6c4bd6_3d3b69669e8e4eba91bb96e31d9e61b3~mv2.webp)
[FAQs] Taxation on Debt Funds from April 2023
In the Finance Bill 2023, a new provision was sneaked in which impacts taxation on debt funds. It takes away one of the selling points of...

Vipin Khandelwal
Mar 25, 20234 min read


Surrender value taxation – must know insurance facts
Do you have to pay tax on the surrender value of your traditional insurance policy or is it tax free? Let's understand the nuances.

Vipin Khandelwal
Mar 23, 20234 min read
![[Risk] Lighthouse – March 2023 Edition](https://static.wixstatic.com/media/6c4bd6_7bc0dce24f224172b5c0dad0f1c4c8bf~mv2.jpeg/v1/fill/w_333,h_250,fp_0.50_0.50,q_30,blur_30,enc_avif,quality_auto/6c4bd6_7bc0dce24f224172b5c0dad0f1c4c8bf~mv2.webp)
![[Risk] Lighthouse – March 2023 Edition](https://static.wixstatic.com/media/6c4bd6_7bc0dce24f224172b5c0dad0f1c4c8bf~mv2.jpeg/v1/fill/w_474,h_356,fp_0.50_0.50,q_90,enc_avif,quality_auto/6c4bd6_7bc0dce24f224172b5c0dad0f1c4c8bf~mv2.webp)
[Risk] Lighthouse – March 2023 Edition
HOw should you approach investing in a highly volatile and uncertain world? This LightHouse has a special note addressing this issue.

Vipin Khandelwal
Mar 3, 20232 min read


The enhanced pension from EPS is not a free lunch
The enhanced pension option does not come without a cost. Know that before you decide what to do.

Vipin Khandelwal
Feb 27, 20231 min read
![[HNIs] How to say NO to an AIF investment?](https://static.wixstatic.com/media/6c4bd6_16c7a05295a749d582fa5671f06bbd75~mv2.png/v1/fill/w_376,h_250,fp_0.50_0.50,q_35,blur_30,enc_avif,quality_auto/6c4bd6_16c7a05295a749d582fa5671f06bbd75~mv2.webp)
![[HNIs] How to say NO to an AIF investment?](https://static.wixstatic.com/media/6c4bd6_16c7a05295a749d582fa5671f06bbd75~mv2.png/v1/fill/w_474,h_315,fp_0.50_0.50,q_95,enc_avif,quality_auto/6c4bd6_16c7a05295a749d582fa5671f06bbd75~mv2.webp)
[HNIs] How to say NO to an AIF investment?
Can an AIF find a place in a High Networth Investor's portfolio? Is it better to say NO and find simpler options? Let's find out.

Vipin Khandelwal
Feb 21, 20235 min read

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Vipin Khandelwal is a SEBI Registered Investment Adviser with Registration no. – INA000003643 (Oct 14, 2015 to Perpetual); BASL Registration no. - 1517 Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
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