A lot has happened to the mutual fund schemes and fund houses over the last year or so. And it is now time to capture these changes in a single place, your ready reckoner – The Guide to building a Winning Mutual Fund portfolio.
As you are aware, Unovest has a free guide – How to build a winning mutual fund portfolio. The guide was last updated in 2017. Here’s the link in case you want to download again or see past contents.
So much water has flown under the bridge since then. The SEBI scheme recategorisation, scheme mergers, capital gains taxes on equity schemes, steady inflow of money into mutual funds, etc.
It is time the guide gets a fresh update and is relevant for 2018 and onwards.
Now, since this guide is for you, it is only appropriate that I seek your feedback and comments as to what should go into this.
In the previous guide, we had covered the following:
- Understand how NOT to select a mutual fund
- Learn to work with key factors to consider in mutual fund selection
- List the criteria for your own fund selection
- Build your own portfolio of equity mutual funds (by applying additional criteria)
- Create an asset allocation with mutual funds
- Avoid the key mistakes in building a mutual fund portfolio
- Know when to sell a mutual fund (or book profits)
While we will retain the above, what do you want to see in this guide that will help you make better decisions to build your own winning mutual fund portfolio?
Make yourself heard. Just add your detailed comments to this post and let me know what matters to you.
Looking forward to your comments and feedback. Much thanks in advance.
You may add your article on the SEBI classification as a chapter.
Thanks Kumaresan!
What to do with schemes which have a mandate change, e.g. a mid cap becoming a large and mid cap fund. The past performance and data will be of no use. Should we stay invested or redeem?
How to judge fund’s underperformane and over performance
Thanks Girish!
If we look at long term data, 10 yrs and more, the return from Index Funds and Actively managed funds hardly differ. Why can’t we consider Index Funds given the low expense ratio and similar return.
For large caps, yes.
After reclassification of funds, will the returns on large-cap fund shrink as compared to the previous years.
Going ahead will should the core investment shift to a multi-cap fund from a large-cap fund.
Similarly, will the alpha shrink for mid-cap funds as compared to small-cap funds.
Thanks Ashutosh!
Vipin, your blogs are a great place for investors like me to learn. Please write on a low cost all weather portfolio for all seasons. We investors are tired of changing funds, fund managers, fund houses every few years. The s&p’s SPIVA annual report clearly tells that the index funds and etfs are a way to go. How long will the investors remain in dark when such data is available publically? You can bring in the light on this topic.
1) How to select a low cost all weather portfolio who basis is index funds, etfs and low cost liquid funds?
2) What kind of allocation one should have for say Nifty 50, Nifty next 50, Midcap 100 etf or midcap select etf or BSE 500 etf
3) Selecting International funds to add the country diversification in this portfolio?
4) How to select the right asset allocation from individual risk tolerance?
5)When to rebalance, based on threshold band and yearly time based?
Thanks Jai.
This probably deserves a separate piece. 🙂
Hello Vipin,
Is there any changes for MF portfolio for the year 2018 in DIY or is it the same this year too.?
Yes, there have been some changes, which we announced in April 2018.
A very good post on the updates to keep in mind for mutual funds in 2018. Thanks for sharing.