Loss is painful, specially if it happens immediately after you invest. That’s why you choose an STP or Systematic Transfer Plan to take exposure to equity funds. The confusion is what is the ideal tenure for STP? Here is a guideline you can use. Suppose you have lumpsum money to invest and you are keen […]
STP and taxation in mutual funds – Query
Taxation continues to be a complex subject for most investors. Different tax rules apply based on what you choose – Growth vs Dividend or Debt vs Equity. Here’s a specific question on taxation in mutual funds in an STP mode. A reader sends this query: Sir I am planning to make STP from SBI Liquid […]
Confused – Should I invest lumpsum now or through STP?
You have Rs. 50 lakhs which you want to invest in equity mutual funds. But then you see stock markets touching all time highs. You are scared, what if you invest now and the markets fall, resulting in negative returns for you? So, you are confused if you should invest all of it lumpsum or in parts through a […]