This is Vipin again. Glad to know that you plan to seek advice for your investments.
First things first.
You can start using Unovest now, without any fee.
Create your account, get your CAN activated and you can start transacting in direct plans of mutual funds at no cost.
You can also upload your existing MF portfolio, switch to direct plans, view basic reports and track your goals too, all without any cost.
All this for a single user with a single CAN.
There is – No Advice, No Insights, No Support.
You are smart enough to take care of yourself.
Now, if and when you decide to take advice, insights and support, you can opt for one of our premium advisory services.
There are 3 premium services.
- Do it yourself plan
- Personalised Mutual Fund Advisory
- Personalised Planning and Investment Advisory
Here’s a touchdown.
Piyush Dhimate, Specialist – Product Development at FIS
I had a financially empowering experience with Vipin. I was pretty much confused when I had decided to invest in Mutual funds but Vipin along with Unovest’s goal oriented approached help me invest the right amount at the right place and most importantly for a purpose. As I communicated the many questions I had, I could see how deep Vipin’s financial assessments ran. At this point in time, my decision to seek his professional advice has given a good kick start for my investments.
# 1 Do it Yourself or DIY plan
Which mutual funds should I invest in? If that is the only question on your mind then this is the the right service for you?
With DIY, you get access to all my curated mutual fund recommendations. You can specify your risk tolerance and time horizon, accordingly a portfolio is suggested to you.
The DIY option gets you:
- Access to all the recommended MF portfolios from Unovest and ongoing updates (You can select a fund portfolio for yourself based on risk profile and time horizon). This is how we build the MF portfolios.
- Track, invest and manage your family accounts from one screen – you can add upto 10 family holding accounts (CAN based) in a single login.
- Insights on your existing portfolio which you can use to focus your portfolio to meet your goals.
- Email Support via Unovest Message Board.
- Ask unlimited questions.
- We recommend only direct plans.
How to subscribe? You can subscribe to the DIY plan at a nominal fee of Rs. 250 a month (Rs. 3,000 payable yearly). Log into your Unovest account, subscribe and start access to your DIY plan.
PS: You can choose to also add a 45 minute consultation with me along with the DIY service. In 45 minutes, you can consult Vipin on phone and ask any questions that you might have about your investments. The option is available in Unovest.
PPS: You can also choose a basic “Getting Started” version – UNO, available only for Rs. 850. Login and subscribe.
# 2 Personalised Mutual Fund Advisory
Don’t let your investment portfolio fall apart!
Seek the help of an investment advisor to assess and give a direction to your portfolio.
If you feel unsure about your current MF investments and want to work with me for building and/or streamlining your mutual fund portfolio, this is the service to go for. With a one time review of your existing mutual fund portfolio in line with your goals, the portfolio is set up for success with advice.
I will work with you and provide you a thorough review of your current portfolio. This will include a conversation on the phone or via online channels.
I will understand your expectations from your portfolio and help you create a customised portfolio best suited for your needs. This will also include which of your existing funds to hold, buy or sell.
This service also gets you access to all premium features of Unovest including recommended MF portfolios.
The fee for this plan is Rs. 17,500 for a year. It is all inclusive.
How to subscribe? To subscribe to the Pro plan log into your Unovest account and goto the Premium Section.
# Personalised Planning and Investment Advisory
If you are planning to build a solid foundation for your financial future (not just mutual funds) but every aspect of your financial life and prepare a roadmap for success, then I would like to work with you to achieve this.
We will take full stock of your existing financial life and build a comprehensive financial and investment plan that addresses your unique needs and concerns.
Just write to me at vipin [at] unovest.co and we can talk more about getting started.
I am a SEBI Registered Investment Adviser and have worked with 100s of people over the years to prepare them for financial success.
Vaddadi Kartick, Entrepreneur, Ex-Software Engineer at Google, Bangalore says
I have been working with Vipin and have been impressed by his knowledge and advice, and by his tendency to share his insights with people who aren’t paying him, on his blogs, as opposed to people who have a zero-sum view of the world.
Vipin is analytical and data-driven, and is ready to say that he doesn’t know something when he doesn’t, rather than blustering his way through.
Vipin has been helping me improve my investments, insurance, financial planning, retirement planning and managing my expenses. While I’m most knowledgeable about investments, I realised that I was overpaying for insurance, and Vipin saved me ₹93K in the first month, much more than his annual fee.
I know a lot about investing, but still benefitted significantly from Vipin’s advice. I think that no matter how good you are at investing, you’ll benefit from an expert’s advice.
Sahil Wadhwa, Lead Application Developer at Equal Experts
I had been a victim of bad financial advice from friends and family until I accidentally landed on blogs by Vipin on Unovest. My financial strategy has totally changed after that. Genuine and thought-full advice which I get through Unovest along with its unique reporting features gives me more comfort & control about where my money is going and how it’s performing. Now I am moving to do all my transaction and tracking from Unovest only. This trust with Vipin & Unovest has actually encouraged me to double my investments since last year so as to secure my future financially.