Do not ignore these feelings.
You see, by itself, money has no meaning unless it helps you achieve your goals and enables a fulfilled and meaningful life.
Financial Planning is an attempt to map your money and your life goals. By identifying what means the most to you, you can then take appropriate action steps to achieve your life goals, financially.
In this engagement, the focus will be to listen to you and understand what is it that you want to do with money.
This would lead to listing of your financial goals and setting priority.
Post that, we would analyse and see what is the best strategy to reach the identified goals including an asset allocation.
We will then go on to identify the most suitable investments to execute the investment strategy.
You would also understand how can you protect yourself and your dependents adequately.
This service also includes a review of any existing investments that you might have.
This is not just a number driven exercise. The foundation of this service are the conversations that we have. At the end of it, you will feel empowered and confident to achieve your goals.
Once the plan is finalised, the next step is taking action on it. We will draw a checklist of all action points. Over the course of the service period, we will work together to work all the areas identified and ensure that all identified action points are actioned upon.
Remember most plans fail because you fail to act on them.
If you are interested in the Personalised Advisory Service, please write to me at vipin[at]unovest[dot]co. It would be great to know something about you, your work and what are you looking for.
We can follow this up with a phone call.
Nakul Gupta, Sales Director, South Asia at GE Aviation, Singapore says
I first got acquainted with Vipin over a decade ago when he was a part of the financial advisory firm I had enlisted for my personal finances. I am privileged to have him as my Financial Advisor and in many ways, my life coach!
Vipin’s greatest strengths are in-depth research and communication skills. Being a voracious reader and natural networker, he has a vast body of knowledge to draw upon while proposing financial solutions to meet one’s goals. He particularly endears to me due to his simple demeanour and “genuine” intent to help rather than pursue any selfish vested interest. When he makes recommendations, they are never based on gut feel, rather are data backed and emerge as the outcome of weighing pros and cons of several potential options.
As is evident from his blog, his writings are easy on the eye and stimulating for the brain. He is equally lucid in verbal prose. He explains his thoughts in a simple, straight-forward manner that is easy to comprehend.
In the past few weeks itself, he has helped me make subtle changes to my portfolio (including loans, insurance, mutual funds, debt funds and real estate) to yield significant benefits in the short and long term. Further, he has enlightened me on many new books, apps, etc not just in the financial domain. Thank you Vipin for becoming a precious partner in my success!