Use a step by step approach to take the guesswork out of your money decisions and build a winning investment portfolio
There is no doubt that you are smart and intelligent. You ask the right questions, make important decisions and chart a success path in every project you undertake. You have proved it so far.
However, when it comes to money and investment decisions, the results fall short.
- Why do you end up doing random transactions and buy insurance policies, mutual funds, stocks, FDs, corporate deposits, etc.?
- How do you even bring yourself to accept random advice from TV experts, blogs, books, magazines or friends/cousins/colleagues?
You see there is too much at stake with this random approach.
Every such decision that potentially loses you money can push back your financial freedom by a few years.
Your dreams of ‘not working for money anymore‘ or ‘start something on my own‘ and even ‘living life on my own terms‘ may remain just that…dreams.
The good part is you realise this gap. You are even asking probing questions to yourself.
#1 How can I take a more structured and informed approach to my investments?
#2 How can prepare my mind to ask better questions to evaluate what is right for my money?
#3 How can I maximise my long term gains by keeping my risk under control?
These questions are a good start.
Putting two and two together
It is not about the investment instruments only. You largely understand the various products on offer and their benefits. What is missing is an additional perspective that can help you put two and two together.
You need an approach to set up a streamlined, focused portfolio and, which helps you make the most of your money. It helps you not only save tax but also bring an optimal risk – return reward.
But the biggest of it all is that it helps you reach the ultimate goal of achieving your financial freedom, sooner than later.
How do you do that?
Let me share with you how.
As an Investment Adviser, I have worked with hundreds of individuals over the past several years to enable them to make the best possible decisions with their money.
I am astonished to see that these super smart people, who are making great progress with their careers, go shallow when it comes to money and investments.
As I thought through this, the one big reason that emerged was that we are actually never prepared for “money”. The focus of our education and our career is different, very different.
No one trains us what to do after the “income” is in. The lack of training leaves the money free to go anywhere, mostly to the point of no return.
This is really heartbreaking.
As I realised this, I also studied and used several principles and frameworks from the masters of money management, such as Charlie Munger (one of the best modern thinkers and investment managers, Warren Buffet’s partner), Peter L Bernstein (a very successful author of Against the Gods – The remarkable story of Risk) and several other practitioners who have been generous to share their thinking process for us to use.
If you are in your 30s or 40s, you are looking at another 40 to 50 years of investment decisions.
Once you become aware of the frameworks the super smart guys use and start applying them for yourself, over time you will develop a ‘thinking moat‘. This moat will give you a super advantage over these years.
That is where my program, Money Master comes in.
Money Master – Your claim to your financial freedom
Money Master program is designed to take your investment decisions to a whole new level. In this online program, you will practise step by step, with my guidance, all that it takes to make the best possible investment decisions that are aligned to your goals and values.
It is designed to help you master the decision models which enable you to build your own winning investment portfolio. The best part is that you prepare your mind to be able to see the good, the bad and the ugly.
With the Money Master program, this is what you do:
- Create your own winning investment portfolio (across instruments)
- Stop those money leakages on your investments
- Take the guesswork out of your investment decisions
- Securely meet the important financial goals in your life
- Achieve your financial freedom
Not just that, you are likely to provide your loved ones with a life that they will thank you and also, if you so wish, make a difference to the society by giving back.
Let’s see what the program has in store for you – the details.
What do you get with Money Master
In just one sentence, Money Master helps you master the math and the mind tools used by investment experts to build your own winning investment portfolio.
Over the past few months, I have gone over scores of material and combined my own experience to bring this program to you.
This is what you get with your Money Master subscription.
#1 The Money Master Insider
This is the core part of the program where we go through in detail about 50 investment products. You will not only understand how these products function but also what tools do you use to make sense of them and decide if they should be a part of your investment portfolio.
In this module, you get:
- Threadbare analysis of over 50 investment products and options (across insurance, fixed income, MFs, stocks, bonds, international investments, structured products and Bitcoins too)
- 32+ Audio and Video content including notes in PDF and Word documents (so that you can read and revise anytime, anywhere)
- Excel Templates, Workbooks & Case Studies (Apply and understand better + the worksheets help you commit all key things to mind)
- Exclusive Member Discussion Forum with an exclusive community of investors to discuss various approaches to investing
- Q&A sessions to discuss your queries
#2 Build your Financial Freedom Plan
Who likes a boss? Probably, no one. But that monthly salary is difficult to let go.
On the one hand we seek freedom while on the other we are slave to the message on your phone (your salary for this month is credited to your account).
To resolve it, with your subscription to Money Master, you also receive my BONUS 3-step module “The Ultimate Financial Freedom Plan”.
This covers several lessons from all my experience with clients over many years. You will deal effectively with aspects of financial security, growth and freedom.
Smart people, like you, think, plan and execute with a super focus on execution. It’s not the ideas but their execution that makes the difference.
This is the plan with which you can free yourself from the tyranny of a salary and live a life at your own terms.
#3 Personal Phone Consultation for 30 minutes
Yes, for 30 minutes, any time during the duration of the course, you can have a free flowing or a focused discussion about your money, personal finances, worries and joys. You can choose to discuss anything within the program or outside it.
30 minutes of my time, all yours, exclusively.
And a lot more that will come your way through the course in the endeavour to become a smarter investor.
Over 1 year of the course duration, you will receive various modules including themed activity, Q&A sessions and consultation. You also have an option to finish the course faster too, say 6 to 9 months. To each his own.
It is not as much about finishing the course as it is about using the learning to make a difference to your investments and your financial freedom.
One thing is very clear. With Money Master, your overall approach with money and investment decisions is going to be transformed.
And yet for all the value this course offers, the fee is Rs. 12,000 (plus taxes) only.
You will appreciate that my personalised services clients pay a fee of Rs. 30,000 + taxes for every year of service. This includes detailed personalised planning and investment selection to help them reach their most important goals.
And here’s what my client, Nakul Gupta who is a Sales Director, South Asia – GE Aviation, Singapore, says:
I first got acquainted with Vipin over a decade ago when he was a part of the financial advisory firm I had enlisted for my personal finances. I am privileged to have him as my Financial Advisor and in many ways, my life coach!
Vipin’s greatest strengths are in-depth research and communication skills. Being a voracious reader and natural networker, he has a vast body of knowledge to draw upon while proposing financial solutions to meet one’s goals. He particularly endeared to me due to his simple demeanour and “genuine” intent to help rather than pursue any selfish vested interest.
When he makes recommendations, they are never based on gut feel, rather are data backed and emerge as the outcome of weighing pros and cons of several potential options.
As is evident from his blog, his writings are easy on the eye and stimulating for the brain. He is equally lucid in verbal prose. He explains his thoughts in a simple, straight-forward manner that is easy to comprehend.
In the past few weeks itself, he has helped me make subtle changes to my portfolio (including loans, insurance, mutual funds, debt funds and real estate) to yield significant benefits in the short and long term. Further, he has enlightened me on many new books, apps, etc not just in the financial domain. Thank you Vipin for becoming a precious partner in my success!
I hope you will write a similar testimonial once you are done with the course.
As you realise, you receive immense value with Money Master. In fact, the current fee of Rs. 12,000 (plus taxes), approx. Rs. 14,000, for the course is an investment worth making.
However, I will increase the value of this course further for you. When you go ahead to buy, use code AWESOME2 to get an instant discount of Rs. 2,500 on the fee. This way you get all the value at less than Rs. 9,700 (plus taxes), Rs. 11,500 to be accurate.
To revisit, with Money Master course:
- You will evaluate every investment product like a pro.
- You also build your ultimate financial freedom plan.
- Finally, you get personal consultation time with me to discuss your own investment strategy.
I am going to make a sincere effort to help you transform your relationship with your money.
How do I subscribe and access Money Master?
Subscriptions for the batch of August 2017 are on. The seats are limited for 50 members only (first come, first serve).
FYI, now is the only time in 2017 when you can choose to take the course.
Don’t forget to use the coupon AWESOME2. Once you pay the fee, you will receive a confirmation on your email.
Before the course goes live in August, you will receive a userid and password to access Money Master modules and transform your relationship with your money.
I look forward to seeing you as a Money Master Member.
PS: Have questions? Please do write to me at email@example.com. Or, call me at 9920371082.
PPS: This is the only chance this year to start this transformation.